This should be possible for employees who have 45 years of contribution.
There are no clear rules for a date
There are clear rules for many things in life. Many contemporaries have also drawn up such rules for dates. But people are just too different for the same instructions to apply to everyone. So the question of whether a couple is allowed to kiss on the first date cannot be answered universally. It depends on the mood, on the degree of sympathy – and of course above all on whether both of them long for each other’s lips when they first meet.
The first kiss: "mandatory" on the third date?
One of the well-known rules for dating is: After the third time at the latest, the couple should kiss each other briefly at least once. If that doesn’t work, the conclusion is drawn, it probably won’t be for either of them. But those who argue like this fail to realize that some people simply need time to sniff a potential partner. Kissing is special to them. And they only want to share that with special people in whom they are seriously interested.
Kiss when you feel like it!
Regardless of whether you are on the first date, on the third or on the tenth: Kiss the person opposite you when you feel like it – and when this desire is reciprocated. At the latest when your lips touch each other’s lips, you don’t care about any date rules anyway.
There are some things that are better kept silent at the first meeting. (Photo: archive) Nervousness, loss of appetite, clammy hands – no one will be left relaxed before the first date. As soon as the questions "Where shall we meet?" is resolved, the next cliff appears: What are two almost complete strangers talking about? In fact, there are some taboo subjects such as the number of exiles, financial debts or the desire to have children. The following applies to the first meeting: silence is golden. Over 4,700 singles revealed in the current love trend monitor of the online dating agency ElitePartner.de which topics you find most embarrassing on your first date.
Photo show Here prey hunters have no chance
Top ten: taboo topics on the first date
| 1st place | Number of ex-partners | 61% |
|---|---|---|
| 2nd place | Debt, overdrawn account | 44% |
| 3rd place | Income, salary | 38% |
| 4th Place | Disappointing dates | 33% |
| 5th place | Diseases | 30% |
| 6th place | Experiences from therapy and self-knowledge | 23% |
| 7th place | Difficult childhood | 19% |
| 8th place | Desire for children | 12% |
| 9th place | Desire for children | 12% |
| 10th place | Political attitude | 10% |
Source: ElitePartner.de
Debt and the desire to have children are not well received
Every second woman doesn’t want to hear about debts and overdrawn accounts on their first date. On the other hand, only every third woman has something to object to the subject of “income and salary”. However, 43 percent of men do not want to talk about this. Just like about the desire to have children: Absolutely taboo for 16 percent of men.
Report beautiful experiences instead of complaining
"Exiles can be a tricky matter at the first meeting, ”explains single coach Lisa Fischbach from the online dating agency ElitePartner.de. „Above all, an extensive relationship biography provokes questions or triggers the feeling of becoming just another station in the japaneese male order bride life of the other. Wailing also depresses the mood. It is better to create a positive atmosphere: Exchange ideas about nice experiences! „
Many pitfalls on the first date can be avoided from the outset: Those who approach the encounter with realistic expectations and a certain self-confidence usually have nothing to fear.
The question of the right place
The first big pitfalls lie in the local conditions of the date: Going to the cinema is a real conversation killer – after all, both of them look straight ahead. In a restaurant, where the two people sit neatly opposite each other, the evening can also pull each other like chewing gum: After the usual „basics“ you quickly have nothing more to say – if you then have to wait forever for dessert, minutes appear like Hours. Better: meet in a busy bar during the day. It’s harmless and relatively relaxed. Regardless of this, such a date can be broken off much faster in extreme cases than during a romantic dinner at a noble Italian. You should also clearly avoid your own apartment.
Avoid exaggerated expectations
Many people find themselves in expectation traps: Especially when it has been a while since the last relationship, women and men tend to go to work with excessive expectations. Be realistic! The love of life is seldom revealed in the first conversation. You should therefore not put any advantages and disadvantages of the other person directly on the gold scales, but let them work with a certain distance.
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At the same time, you shouldn’t overly inspire the expectations of the other person by trying to sell yourself like a dream partner: Only if both parties remain authentic can a long-term relationship grow out of a date – this applies to both personality and that Appearance.
Bus travel for seniors is becoming more and more popular, because many older people do not want to spend their retirement in their own four walls. In the event that health no longer plays a role, there are also offers with care by medically trained specialists.
Travel preparation for seniors
Photo series with 8 pictures
Bus travel for seniors: many offers
The travel market for seniors is growing, because many older people nowadays not only have the time but also the money to travel extensively. Many seniors would like to see the world again in retirement and choose exotic travel destinations. On the other hand, those who do not feel like a tropical climate and long air travel often opt for a bus trip to a closer destination – such as the North Sea, the Baltic Sea or the Alpine region.
Health restrictions do not have to mean the end of travel plans. As the "Southgerman newspaper" reports, more and more travel providers are adjusting to the older clientele by offering care and medical care.
Advice and support during the trip
Bus trips for seniors must meet special conditions in terms of comfort – especially if they have health restrictions. These include barrier-free buses with comfortable seats so that seniors who are in wheelchairs or who rely on a walker can also travel with them. Air conditioning is important in warm temperatures.
Among other things, charities such as Caritas and the German Red Cross (DRK) offer bus trips for seniors. Trained support staff will be there on the journey. How many people there are and to what extent they support the travel guests depends on the size of the group and the type of health restrictions of the travelers. The offer includes, for example, bus trips for seniors with wheelchairs or for people with dementia.
Check offers carefully
But not only charities, but also many other providers advertise bus trips for seniors. Here it is important to look carefully when booking and to filter out high-quality and reputable offers. Caution is advised especially with very cheap offers. The "Rheinische Post" recommends in an article on the topic to inquire about the type and scope of support with the travel company before booking.
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Medical equipment such as a defibrillator should be included on the bus. The hotels in which the travelers are accommodated should also be barrier-free and senior-friendly. The equipment of the bus also plays an important role. Buses certified with three to five stars, for example by the Quality Association for Bus Comfort (gbk), usually offer sufficient comfort. From three stars, the buses must also be equipped with a toilet.
Retirement is the deserved end to a long working life. If the draft law of the black and red federal government is implemented as planned, you will be faced with a number of innovations from July 1st. You should pay attention to that now.
Discount-free pension at 63
Part of the new pension package is the deduction-free pension at 63. This should be possible for employees who have 45 years of contribution. Periods of short-term unemployment, periods of child-rearing and nursing care and periods of receipt of insolvency allowance are also recognized. However, the early retirement at 63 only applies to those born up to 1952. Those born in 1953 have to work two months longer, those born in 1954 four months, and so the graduation continues by two months for each subsequent year of birth.
The German pension insurance gives an example: An employee born in 1951 wants to retire early at 63. At the moment, this is only possible if he accepts a discount of 8.7 percent, because the discount-free age limit is still 65 years and five months. If the employee waits another three months and retires on July 1st, he could enjoy his retirement without a discount. Provided the pension package is implemented as decided.
"We know from our consultations that many older people are no longer able to cope with the increased demands in the workplace and the enormous intensification of work" says Michael Pausder from the social association VdK Germany to the weekly magazine Stern. A better quality of life is another factor in early retirement. Most early retirees want to have some of their retirement before they may physically no longer be able to.
Improved maternal and disability pension
Other parts of the new pension package provide for changes to the maternal pension. For example, women who had children before 1992 are credited with two years of upbringing per child; previously it was only one year. This is noticeable in the wallet with a plus of 28 euros in the west and around 26 euros in the east.
However, the pension for mothers only takes effect after you have paid contributions to the pension fund for at least five years. That would automatically be the case with three children born before 1992, according to the German pension insurance.
Early retirees must expect deductions in retirement
Those born before 1947 reach the standard retirement age at 65. A higher standard retirement age will gradually apply to the following cohorts, from 1964 onwards the pension will apply to all those with compulsory insurance at 67. Those who want to retire early can do so from the age of 63 Years, but early retirees then have to accept a permanent deduction of 0.3 percent of their retirement benefits for each early month. So if you want to enjoy your retirement four years earlier, you have to expect a 14.4 percent monthly pension deduction.
In addition to this possibility, there are numerous other ways to enjoy the old age earlier. Individual factors are decisive for this: age, year of birth, compulsory contribution periods, state of health, gender and, of course, the point in time when you want to retire early play an important role. You should therefore find out the exact requirements for you personally from the Deutsche Rentenversicherung and discuss them with your employer.
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When you can retire earlier
According to "image" you can retire earlier if you have paid into the pension fund for at least 35 years – but you have to expect deductions.